We Need Your Help

Here's the scoop. Bank Of America told us in January of 2010 that they were foreclosing (again.) The sale date was Feb 2. This time we thought they were actually serious. We moved out . Bank Of America pulled the house from the sale. Months went by. The called me frequently until one day I flat out told them to bug off and leave me alone that I no longer lived in the house and didn't want to continue to try to "save the property". They haven't contacted us since, at least by phone. We have been told many things when we asked about short sale. First, they said no because the home is vacant then they said no because it wasn't in foreclosure at the time AND it was vacant.

Most months we receive nothing from them. We have on occasion gotten papers via certified mail from stating they were foreclosing. The very next month or even the week after the certified papers come, we get a monthly statement. Once, we got the certified papers the same day as a regular monthly statement (which doesn't even come on a regular basis) When we see this kind of thing happen it serves as a sign to us that they don't have their stuff together. We usually know they are trying to foreclose again because we get tons of junk mail from attorneys trying to get us to use them to avoid foreclosure.


I have called on the day of the sale to find out if the house sold or not, only to be told it was pulled from the sale. We have never been sent anything by them to let us know the house has actually been sold at auction. We haven't gotten anything to notify us of any court dates either.


We have applied for their "plans" but have not qualified. We are finding out through sharing our story that many people in fact, MOST people didn't qualify. We no longer want the property. After 2 years of sitting I am certain it is near if not completely unable to be lived in. We pay someone to mow the property when the city gets irritated but we never go over there. It makes me physically ill to even get near The Colony. I appreciate your reply . I would be interested in anything any of you might be able to do to help us get out from under the property or any information you might be able to discover. We can't find a reason it hasn't been foreclosed yet. We have not made a payment in nearly 3 years.

Thank you,

Paula Thompson
paula_zoey@yahoo.com